Amarillo Chapter 7 Bankruptcy Lawyer

Chapter 7 bankruptcy is the most common way for Amarillo residents to eliminate overwhelming debt and get a fresh financial start. With the help of experienced Amarillo bankruptcy attorney David Enos, you can quickly take action to stop creditor harassment and regain control of your finances.

​

When David Enos files your Chapter 7 petition with the Amarillo Bankruptcy Court, federal law immediately stops creditors from calling, suing, garnishing wages, or trying to collect your debts. A bankruptcy trustee will then oversee the case while many unsecured debts—such as credit card bills, medical bills, personal loans, some lawsuits, and certain IRS taxes—can be permanently wiped out.

​

You may also be able to keep important assets like your home or vehicle while eliminating most of your unsecured debt. Some debts, including child support, alimony, most student loans, and certain fines, cannot be discharged.

​

If you’re struggling with debt, David Enos can help you understand your options and guide you through the bankruptcy process from start to finish. Schedule a consultation today to see if Chapter 7 bankruptcy is the right solution for you and start moving toward a debt-free future.

​​

How do I find out if I’m eligible for Chapter 7?

​

Most people who file bankruptcy in the Texas Panhandle qualify for Chapter 7 bankruptcy and are able to eliminate their debt through this process. Federal law requires a simple income review called the “means test,” which compares your income to the Texas median and looks at your overall financial situation.

​

The good news is that the majority of people who file with Amarillo bankruptcy attorney David Enos pass the means test and qualify for Chapter 7. Even if your income is higher, you may still qualify after allowable expenses are considered. And if Chapter 7 is not the best option, Chapter 13 bankruptcy may still provide powerful debt relief.

​

At The Law Offices of David Enos, we make the process simple. David Enos will carefully review your finances, determine the best bankruptcy option for you, and make sure your case is filed correctly so you can maximize the benefits of bankruptcy and get the fresh start you deserve.

​

Our office is located in Amarillo, Texas, proudly serving clients throughout Amarillo and the Texas Panhandle. Schedule a consultation today to find out how easy it may be to qualify for Chapter 7 bankruptcy.